Aggressive drivers are responsible for many of the deadly accidents on American roads. If you have lost a loved one due to the actions of an aggressive driver, contact our firm to learn about your legal rights and options.
Drivers text while driving their cars. Some truckers drive impaired. Others on the roads of Ventura are inconsiderate and reckless while behind the wheel. If you suffer injuries due to the negligence of a driver, you need aggressive representation from an advocate always at your disposal. You require an experienced attorney with a thorough knowledge of motor vehicle accident law.
Listed below are various resources on this specific area of our personal injury practice.
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At Bamieh & Erickson PLC, our personal injury lawyers see clients physically injured and emotionally traumatized following a motor vehicle accident. They need help. They want justice. We are a firm that believes in our clients and we back that up with time and financial investment.
While it is tempting to take the offer of an insurance company supposedly looking out for your best interests, resist the urge. We have your best interest at heart. We are willing to go beyond the mediation table and litigate your case to secure compensation truly reflecting the damage you suffered.
No-Fault Insurance
When a driver has been in an accident, no-fault auto insurance allows the driver to collect from his or her insurance company no matter who was at fault. Not every state has a no-fault insurance structure, but those that do have very specific laws governing when, how much and for how long the injured party may collect. Contact Bamieh & Erickson LLP in Ventura,to schedule a consultation with a personal injury attorney to discuss how California views fault and to determine how the laws may affect your right to recover damages for injuries.
How No-Fault Insurance Works
No-fault insurance is a system in which auto insurance pays benefits to the insured driver in case of an accident. The insurance compensates the insured driver for monetary losses, no matter who was at fault. This is contrary to systems in which the at-fault driver's insurance company must pay the bulk of the compensation after an investigation and determination of fault by the insurance companies or the courts.
The system is designed to streamline the process of payments to injured people and to lower the burden on the courts. Under the no-fault insurance system, it can be more difficult to sue an at-fault driver for damages; the insured typically must have been quite seriously injured in order to take such legal action. On the other hand, monetary recovery for the insured is more certain under no-fault insurance because the compensation is immediately available through the insurance policy of the injured party. No-fault insurance policies often have a cap on the compensation they will pay.
The no-fault insurance system prevents injured parties from receiving a windfall due to the accident, but it also ensures compensation no matter who caused the accident. In a no-fault state, the other driver will also receive compensation from his or her insurance company if that driver sustained certain economic losses. The specifics of no-fault insurance laws vary widely by state.
Personal Injury Protection (PIP)
If you have a no-fault insurance policy, it is probably called a personal injury protection (PIP) package. PIP insurance pays for the medical expenses of the insured driver and the passengers who were injured in an auto accident. PIP insurance typically covers things like medical bills, wage loss and funeral expenses, but not pain and suffering or vehicle damage. This varies by state and particular insurance policy. The PIP packages have limits on what they will pay.
Contact a Personal Injury Attorney
How you handle the situation after a motor vehicle accident can make a significant difference in your monetary recovery. Dealing with insurance companies can be especially tricky. In addition, the no-fault and fault insurance systems vary widely by state. Speaking with a personal injury lawyer from Bamieh & Erickson LLP in Ventura, California, will help to clear up the confusion these systems can cause.
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